yMoney Terms of Use & Disclaimer

Last updated: 13 March 2026

1. Acceptance of Terms

By using yMoney ("the App"), you agree to be bound by these Terms of Use and Disclaimer. If you do not agree, please do not use the App.

2. Purpose of the App

yMoney is a personal finance tracking tool designed to help you record income and expenses for your own reference. The App is not a banking, investment, accounting, or professional financial advisory service.

3. No Financial or Tax Advice

Nothing in this App constitutes financial, investment, legal, or tax advice. Any tax-related features (if any) are provided for informational and reference purposes only. You should always consult a qualified accountant or tax professional before making any tax submissions or financial decisions.

4. Data Storage & Privacy

All data you enter is stored locally on your device. The App does not transmit your personal or financial data to any external server. You are solely responsible for backing up your data and for the security of your device.

5. Accuracy of Information

The App relies entirely on the data you enter. We make no warranty regarding the accuracy, completeness, or fitness for purpose of any reports, calculations, or summaries generated by the App. You must verify all figures independently before relying on them.

6. User Responsibility

You are fully responsible for the accuracy of all data entered, and for any decisions made based on information provided by the App. The developer accepts no liability for any financial loss, tax penalties, or other damages arising from the use or misuse of the App.

7. No Warranty

The App is provided "as is" without warranty of any kind, express or implied. We do not warrant that the App will be error-free, uninterrupted, or suitable for any particular purpose.

8. Limitation of Liability

To the maximum extent permitted by applicable law, the developer shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of data, loss of profits, or any other losses arising out of or related to your use of the App.

9. Changes to Terms

We reserve the right to update these terms at any time. Continued use of the App after changes have been published constitutes acceptance of the updated terms.

10. Contact

If you have any questions about these terms, please contact us through the App Store listing or the developer's official channels.

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